How much does it pay out?
The return on savings in the event of death is also left to your discretion, depending on your choices.
There are different levels of risk. From very defensive to very risky. Thus, the more cautious will choose to invest their capital in a guaranteed investment (rate currently at 0% due to the economic context) with the possibility of a bonus at the end of the year (profit sharing).
Clients with a more "aggressive" risk profile can turn to funds in commodities, robotics or biotechnology, for example, which can generate higher gains but with greater risk of loss.
Finally, risk is not necessarily the only criterion.Indeed, many investors are now turning to responsible funds that take into account environmental, social and governance aspects in their choice of companies to invest in.