Blog AXA Luxembourg

Whether you're a seasoned biker or a newcomer to the scene, motorcycling is often much more than just a means of transport - it's a passion, your passion! But this passion also comes with responsibilities, with insurance at the top of the list. This article will help you choose the best motorcycle insurance for you, so you can roar along the Grand Duchy's roads in complete safety.

Almost 680,000 people live in Luxembourg, 60% of them in the cantons of Luxembourg and Esch-Sur-Alzette, with one of the highest car ownership rates in Europe. Unsurprisingly, the issue of parking can quickly become a bit of a sore point between neighbours. A question you may already have asked yourself: can my neighbour legally park in front of my house? What happens in the event of an accident?

An overview of parking space politics in the Grand Duchy.

Winter is fast approaching, and with it the prospect of spiralling heating bills. To avoid the nasty surprise of a hefty bill, here's a complete guide to maintaining a comfortable temperature while keeping your energy consumption, and therefore your budget, under control.

Flooding, drought, landslides, water surges... With global warming, these natural phenomena are not only becoming more frequent, but also more widespread. They can cause major damage to your property and prove costly. How does Luxembourg legislate on natural disasters? What does my home insurance cover? What should I do in the event of a claim following a natural disaster? What’s the best course of action? We can help you with all the formalities.

Many residents or cross-border commuters have already asked themselves whether they are best off seeking medical care in Luxembourg or abroad. While the National Health Fund, the Caisse Nationale de Santé or CNS, plays a central role in reimbursing healthcare costs, it is worth remembering that supplementary health insurance can offer additional cover and benefits. As well as covering expenses not reimbursed by the CNS, you can also, subject to prior agreement, pick the hospital or clinic in Europe where you wish to be treated. This article explores the options available and the formalities surrounding medical care in Luxembourg or abroad.

Over time, it's only natural for our teeth to wear down, become brittle and sometimes even fall out. Fortunately, with the help of dental prostheses, you can regain a radiant smile. But how are these dental prostheses reimbursed by Luxembourg’s National Health Fund (Caisse Nationale de Santé (CNS))? Do you need supplementary health insurance to cover these costs and avoid high out-of-pocket expenses? We tell you all there is to know to face this step with confidence.

Your short-, middle- and long-term projects may include buying real estate, financing your children's education, preparing for retirement or passing on your estate in the event of your death... Given the challenges of modern asset management, life insurance is the smart savings solution for today's sophisticated investors, but not only, as there are still many misconceptions surrounding this investment that need to be debunked.

Let's take a look at the myths and facts surrounding this investment product, which is winning over more and more savers. Whether you're a seasoned investor or just starting out, you can choose a life insurance policy to suit your objectives and savings capacity.

In this article, we'll focus more on life insurance for investment and saving purposes than on life insurance for provident purposes. 

A handbag from a premium luxury brand, a trip, a new car, investing in property, and coping with life’s curve balls... As a young professional, building up savings is something to seriously consider between guilty pleasures, leisure activities and more down-to-earth projects. Here are our tips for building up short-, medium- and long-term savings without frustration.

Recently settled in Luxembourg? If so, there’s a good chance that you'll have a few questions about your tax return. Did you know, for example, that you can deduct certain insurance premiums from your taxes? Explanations.

The tax return period in Luxembourg is open until 31 December of the year following that during which your taxable income falls. Whether you are resident or non-resident, employed or retired, you may need to file a tax return depending on your personal and financial situation. How do I go about it? What are the formalities and deadlines? What are the advantages and disadvantages? Here are some useful tips on how to file your tax return.

Your business is your life. Given all the time and energy you inject into it, protecting it is essential. The right business multi-risk insurance is essential if you want to be on the safe side and secure your company's survival in the event of a problem. Today, we're here to give you a clearer picture and help you make the right choices to protect the “dream of a lifetime”. 

Are you self-employed or a professional in Luxembourg? In the course of your business, you may inflict damage on third parties, such as suppliers, customers or business partners.

Depending on the cause, these people could seek compensation from you, jeopardising the future of your business and your reputation. This is where Civil Liability comes into play. What does it cover? Is it compulsory?  Here's a detailed analysis of this insurance, which comes in handy in the event of a problem.