Retirement insurance: prepare your pension today
to enjoy it better when the time comes.
Build a comfortable income supplement to compensate for a loss of income when you retire.
Two solutions to prepare for your retirement:
Build your retirement savings according to your needs:
Do you want to maximise your return opportunities? Opt for a new-generation retirement savings model!
The Save for Life Pension is a tax-efficient solution that allows you to combine traditional savings solutions and stock market investments, to take advantage of the best returns on the market.
Alizea is a fiscally interesting solution that allows you to build up additional capital for your retirement in complete security.
Throughout the duration of the policy (minimum duration:10 years), you can deduct the amount of your retirement insurance premiums from your annual tax base in compliance with Article 111 of the Luxembourg income tax law.
The maximum annual deductible amount is €3200 regardless of age.
Disability premiums paid with the Alizea solution are also 100% deductible according to Article 111 of the Luxembourg income tax law.
To find out more about possible tax deductions, visit the tax deductions page:
The maximum amount deductible depends on the data provided by the taxpayer and his/her family situation.
The pension system in Luxembourg is based on three pillars:
In each region of Luxembourg advisers are at your disposal to offer you their services and advice on insurance solutions.