Because every one of our clients is unique, we offer flexible and modular insurance to suit your needs. Each insurance product starts with a basic package that you can then supplement with additional cover if you wish to benefit from a more comprehensive coverage. Options are also available for access to various services, such as breakdown assistance if your car is refusing to start or family civil liability cover as part of your home insurance...
From minimum coverage to comprehensive coverage, the choice is yours!
Your insurer in Luxembourg is always there for you so that you can enjoy life now without worrying about the future.
Hit the road with peace of mind
Whether you need insurance for your motorcycle, car or electric scooter, the OptiDrive insurance provides coverage for your vehicle. In addition to the usual coverage such as civil liability, legal protection and accident assistance, you benefit from unique car insurance services , including:
- Joker Taxi: if you are not in a fit state to drive your vehicle, we cover your taxi fare three times a year, 24 hours a day.
- Multi-driver: you can loan your vehicle with peace of mind with all driver coverage.
- Assistance abroad: your car is insured against accidents abroad in the countries listed on your insurance green card
Insure your home
The OptiHome insurance protects your home in the event of an accident. You are covered against theft, water or electrical damage, fires, storms and hail, and you benefit from emergency assistance if your home becomes temporarily uninhabitable (loss of keys, significant water leakage etc.).
Would you like to protect your home, its residents and its contents? Various optional coverage solutions are available, such as the family protection and travel package options.
Savings and provident insurance: invest your savings in complete security
Are you looking to invest in order to prepare for your retirement or to safeguard your children's future? Our life insurance product offers an attractive return in complete security. Your initial capital is 100% guaranteed, so there is no risk of loss due to market fluctuations.
Benefit from better healthcare
Healthcare is not negotiable. With OptiSoins insurance, you can benefit from better medical services to help you to deal with any unexpected healthcare issues with peace of mind. In addition to the reimbursement of medical costs, we offer practical daily assistance, such as household help or pet sitting in the event of hospitalisation. And if you prefer alternative medicine or thermal treatments, we can cover that too!