The car insurance to suit every driver
my car, my insurance and me
Formula : Active, Active + Mini Casco, Privilège:
Pick the best insurance package in line with your needs:
AXA auto benefits
New car cover, protecting your passengers, lend your car, replacement vehicle, travel, personal belongings. Rest assured that AXA Luxembourg has thought of everything.
5 options to choose from to complete your Motor insurance package:
For each package, you can add up to 5 options of your choice for optimal cover:
The "Driver protection" auto insurance plan
With the Driver’s safety option, all drivers authorized to drive the insured vehicle are covered when driving the insured vehicle, in case of an accident, whether or not they are at fault, in case of theft and while entering, exiting or loading the vehicle. As a nominated driver you are even covered as a pedestrian. And in the event of an injury or permanent invalidity you will receive a lump-sum payment up to € 315 000 depending on the damage suffered.
The "Driver safety" auto insurance plan
With the “Driver’s safety” option, all nominated drivers are covered in case of an accident (whether or not they are at fault), regardless of the driven vehicle. And in case of an injury or a permanent invalidity, you receive compensation, determined according to the compensation system set by Luxembourg law, depending on your particular situation and the damage suffered. The insured amounts can be up to a maximum of € 750 000 € or € 1 250 000. In addition, if you allow somebody to drive your insured vehicle, he will also be covered up to half of the insured amount.
Breakdown Assistance
Your vehicle is refusing to start? Take advantage of the breakdown assistance in the event of a fuel shortage or puncture, an oil change following a fuel error and the opening and repatriation of the vehicle if you lose your keys.
Family & Travel Assistance
It covers you and your family while travelling all over the world: medical assistance, search and rescue, reimbursement of medical expenses, repatriation, assistance in the event of theft or loss of luggage and legal assistance.
Comprehensive Legal Protection Assistance
Legal assistance in all disputes arising from the use, purchase or sale of your vehicle, insolvency of a responsible third party and assistance to participate in a driving course to recover points on your driver’s licence.
Free AXA services with your car insurance:
Take advantage of free AXA services, according to the chosen formula
Joker Taxi Service
When you’re no longer in a fit state to drive, AXA pays for a taxi, 3 times a year, so that you can get home safely.
Pick-up & Delivery service
Privilege and Mini-Casco Formula: In the event of an accident covered by your policy and if your vehicle is still running, avoid round trips to the garage. AXA provides a Replacement Vehicle, picks up your car and delivers it back to you repaired, wherever and whenever you want.
Connected Breakdown Service
When requesting a breakdown service covered by AXA Assistance, track the location of your tow truck and the estimated waiting time at any time.
Preferential Rates Services:
Take advantage of all the AXA services at preferential rates to make your life easier:
Cosmetic Damage Service
Do you want to repair minor damage to your vehicle? Use an AXA authorised partner. You are eligible for preferential rates to repair minor damage to your vehicle, without having to use your Material Damage insurance, impacting your No Claims Bonus, and therefore your premium.
Comfort Service
Do you find maintaining your vehicle a bit of a pain?
Take advantage of our network of partners at preferential rates to monitor and manage your vehicle for you: roadworthiness tests, servicing, or even for the fitting of your summer/winter tyres.
Registration Service
Need a Luxembourg license plate? Save yourself the administrative work. Take us up on our preferential rate and an AXA Luxembourg partner will come to your home to pick up your vehicle and return it with the new licence plates fitted.
AXA Assistance
As part of your OptiDrive car insurance (Active, Active + Mini Casco and Privilege packages), you have access to AXA Assistance services:
Comprehensive assistance in case of emergency:
- Breakdown, towing, repatriation
- Medical and legal assistance
- Travel and luggage assistance
- Replacement vehicle
- Pick-up & Delivery
Available 24/7
- The service is available 24 hours a day, 7 days a week
- Worldwide
- At +352 45 30 55
Visit the Assistance page
- Depending on your insurance and the subscribed options, assistance can be provided in these cases.
More Information
Other types of vehicles:
Motorcycle insurance
Do you want to ride your motorcycle at any time of the year, weather permitting, safe in the knowledge that you have the best insurance cover?
Van & Truck insurance
Do you have a van and need to manage large volumes on a daily basis? Take advantage of special insurance conditions for vans.
Find your package and the ideal options in line with your concerns:
Collector car insurance
Are you passionate about vintage and collection vehicles? Take us up on our special packages and get a preferential rate on your car insurance.
Find your package and the ideal options in line with your concerns:
Services & Advice
Registering your car in Luxembourg: what is the procedure to follow?
You have just settled in Luxembourg and you need to register your car in your new country of residence? Follow the guide to find out...
Buying a new car in Luxembourg: tips to know
If you have recently settled in the Grand Duchy, one detail may have surprised you: mobility is still based on the car despite the wide range of public transport services available. More than a means of transport, the car is rooted in the culture of the country.
Do you have to get your driving licence recognised in Luxembourg?
Have you recently moved to Luxembourg, but not yet ticked the "insure the car" box on your to-do list? One question may be of concern to you: can you insure your vehicle if your licence was issued abroad?