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Formula Active, Active + Mini Casco, Privilège:

Pick the best package in line with your needs:

Assurance auto axa luxembourg

-> Car insurance the basic benefits

5 options to choose from to complete your Motor insurance package:

For each package, you can add up to 5 options of your choice for optimal cover:

Driver protection
It covers you in the event of injury or disability following an accident or attempted theft. Whether you are responsible or not, you receive a lump sum compensation. You are also protected as a pedestrian in a traffic accident.
Driver safety
It covers you in the event of injury or disability following an accident or attempted theft. Whether you are liable or not, you receive a lump sum compensation, from €375,000 to €1,250,000.
Breakdown Assistance
Your vehicle is refusing to start? Take advantage of the breakdown assistance in the event of a fuel shortage or puncture, an oil change following a fuel error and the opening and repatriation of the vehicle if you lose your keys.
Family & Travel Assistance
It covers you and your family while travelling all over the world : medical assistance, search and rescue, reimbursement of medical expenses, repatriation, assistance in the event of theft or loss of luggage and legal assistance.
Comprehensive Legal Protection Assistance
Legal assistance in all disputes arising from the use, purchase or sale of your vehicle, insolvency of a responsible third party and assistance to participate in a driving course to recover points on your driver’s licence.

Hybrid and Electric Vehicles

If you drive a hybrid or electric vehicle, AXA offers you discounts on your premium.
Discover
Free AXA services with your car insurance:

Take advantage of AXA services, free and included in the 3 formulas:

Joker Taxi Service



When you’re no longer in a fit state to drive, AXA pays for a taxi, 3 times a year, so that you can get home safely.

Joker Taxi

Pick-up & Delivery service



Avoid round trips to the garage, AXA provides a Replacement Vehicle, picks up your car and delivers it back to you repaired, wherever and whenever you want.

Pick-up & Delivery

Connected Breakdown Service



When requesting a breakdown service covered by AXA Assistance, track the location of your tow truck and the estimated waiting time at any time.

Connected Breakdown
Preferential Rates Services :

Take advantage of all the AXA services at preferential rates to make your life easier:

Cosmetic Damage Service

Do you want to repair minor damage to your vehicle? Use an AXA authorised partner. You are eligible for preferential rates to repair minor damage to your vehicle, without having to use your Material Damage insurance, impacting your No Claims Bonus, and therefore your premium.

Cosmetic Damage

Comfort Service

Do you find maintaining your vehicle a bit of a pain?
Take advantage of our network of partners at preferential rates to monitor and manage your vehicle for you: roadworthiness tests, servicing, or even for the fitting of your summer/winter tyres.

Comfort Service

Registration Service

Need a Luxembourg licence plate? Save yourself the administrative work. Take us up on our preferential rate and an AXA Luxembourg partner will come to your home to pick up your vehicle and return it with the new licence plates fitted.

Registration Service

Contact your AXA Agency for more information.

Find an agency

An advisor is available in every region of the Grand Duchy to offer you his services and his well-informed advice about insurance solutions.
Find an agency
AXA Assistance

As part of your OptiDrive car insurance (Active, Active + Mini Casco and Privilege packages), you have access to AXA Assistance services:

Comprehensive assistance in case of emergency:

  • Breakdown, towing, repatriation
  • Medical and legal assistance
  • Travel and luggage assistance
  • Replacement vehicle
  • Pick-up & Delivery

Available 24/7


  • The service is available 24 hours a day, 7 days a week
  • Worldwide
  • At +352 45 30 55
AXA Assistance Page

Visit the Assistance page

  • Depending on your insurance and the subscribed options, assistance can be provided in these cases.

More Information

  • SALES LEAFLET
    pdf 388 KB
  • INSURANCE CONDITIONS
    pdf 589.43 KB
  • Product sheet (IPID)
    OptiDrive
    • Other types of vehicles:

    Motorcycle



    Do you want to ride your motorcycle at any time of the year, weather permitting, safe in the knowledge that you have the best insurance cover?

    Moto

    Van & Truck



    Do you have a van and need to manage large volumes on a daily basis? Take advantage of special insurance conditions for vans.
    Find your package and the ideal options in line with your concerns:

    Van & Truck

    Vintage and collection vehicle

    Are you passionate about vintage and collection vehicles? Take us up on our special packages and get a preferential rate on your car insurance.

    Oldtimer Vehicle

    Find an Agency

    An advisor is available in every region of the Grand Duchy to offer you his services and his well-informed advice about insurance solutions.
    Find an Agency

    Find your package and the ideal options in line with your concerns:

  • I wish to control my budget
  • I wish to protect my family
  • I do not know Luxembourg
  • I do not drive very much
  • I am a "green" driver
  • I wish to give my car a face lift before selling it
  • I do not have time to look after my car
    • Services & Advice

    Registering your car in Luxembourg: what is the procedure to follow?

    You have just settled in Luxembourg and you need to register your car in your new country of residence? Follow the guide to find out...

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    Buying a new car in Luxembourg: tips to know

    If you have recently settled in the Grand Duchy, one detail may have surprised you: mobility is still based on the car despite the wide range of public transport services available. More than a means of transport, the car is rooted in the culture of the country.

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    Do you have to get your driving licence recognised in Luxembourg?

    Have you recently moved to Luxembourg, but not yet ticked the "insure the car" box on your to-do list? One question may be of concern to you: can you insure your vehicle if your licence was issued abroad?

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