Moving to Luxembourg: our tips for getting settled

It's decided, are you moving to the Grand Duchy? Before you settle down, it is better to know some specificities of the country. Real estate market, lease agreement, notice period, etc. Look around to make sure you haven’t forgotten anything before putting your boxes down.
The price to pay to move to the Grand Duchy

In 2016, according to the Observatoire de l'Habitat, the average rent nationally was 1,380 euros at the national level and 1,650 euros in Luxembourg City.

It is true that the rental market is rather tense. With demand exceeding the available supply, prices have been driven up. Delphine, 30, works in the banking sector. When she arrived in Luxembourg, she made the choice to live in a flat share like most of her young colleagues. 

"I wanted to start by getting my bearings and meeting people", says the young woman from Aix-en-Provence.

5 years later, this temporary arrangement has become permanent.

“Renting a studio flat would cost me double of my current rent. As I work a lot and spend little time at home, I prefer to save on housing and treat myself to a great holiday.”

In Luxembourg City, the supply of small living spaces is limited. Renting a studio costs more than 1,000 euros per month while it costs around 1,600 euros for a one-bedroom flat or a two-bedroom house.

Also note that in the capital, prices vary from one neighbourhood to another. Beggen to the north, Hamm to the east or Cessange to the south are among the most affordable areas, around 1,200 euros per month.

The hyper-centre also called Ville Haute, Limpertsberg or Hollerich are listed as having the most expensive rents, reaching 1,800 euros on average.

Between the two, Bonnevoie appears as a good compromise. Near the centre, with an average rent of 1,337 euros.

Find the right accommodation for you

To conduct your search, you have a choice between websites real estate agencies.

The main Luxembourg property websites are www.wortimmo.lu , www.athome.lu or www.immotop.lu. They give a clear idea of ​​the rent and buying prices throughout the country.

On the other side, many real estate agencies take a commission of approximately one month rent excluding charges, plus 17% VAT. These agency fees cover searches, visits and the administrative follow-up.

"Word of mouth also works fairly often", explains Domenico, who moved from Rome 10 years ago.

He separated from his girlfriend last year and had to look for a new place to live for him and his two little girls.

“I found my flat just like this. After speaking with my Luxembourgish colleague, I discovered that his father owned a building in Strassen. I moved in 15 days later! ”

With its 110,000 inhabitants, Luxembourg City is an exception. For Domenico, the capital of the Grand Duchy is "cosmopolitan and human-sized so it is easy enough to meet people".

Relocation agencies save you valuable time and can take care of every step of your move to Luxembourg: finding accommodation, opening bank accounts, tax advice, etc.

Clauses of the lease agreement

Have you found your happiness?

Please note that a rental lease in Luxembourg usually lasts 3 years.

It is renewable within 3 months of the end of the contract.

This same notice applies if you leave the house before the end of the lease.

Before signing, the following documents will be required: identity document, last three payslips or employment contract, proof of civil liability insurance.

Not to mention the full amount of the guarantee or deposit requested. It is fixed at three months of rent excluding charges, for a furnished flat and two months for an empty flat. In some cases, the landlord may also require a guarantor.

Do you know that, in addition to housing insurance, the law also requires that the contents be insured?

If you still have doubts, the website of the Grand Duchy government http://www.guichet.public.lu is the most valuable source of information for all administrative matters.

The first steps in your new home

Once the lease is signed, all you have to do is make the necessary connections, i.e. water from the municipality, electricity and gas from the suppliers of your choice.

Another essential step is to obtain your residence certificate.

If you move to Luxembourg City, go to the "Bierger Center" - the reception center for citizens - Place Guillaume II, with a piece of identification to register with the municipality.

Tip: go as close to opening time as possible as by the end of the morning you will be faced with a large crowd.

This mandatory document will allow you to benefit from the two days of leave provided for employees in case when moving.

Dog owners must also declare it to the municipal administration.  You must provide a proof of civil liability insurance and pay a fee of 10 to 50 euros each year.

If you own a car, you must register it with your new municipality of residence within 6 months of your arrival in the Grand Duchy. 

Finally, know that the inhabitants of the Grand Duchy have given a score of 7.5 out of 10 for quality of life in Luxembourg, according to the national polling institute.

Not bad, eh?

So, welcome! (Wëllkom)

Do you need advice ?

An advisor is available in every region of the Grand Duchy to offer you his services and his well-informed advice about insurance solutions :