Flat share in Luxembourg: find a room for rent stress-free
With soaring rental prices, the young trainees or working professionals in the Grand Duchy are more likely to choose to live under a shared roof. It is a friendlier and more economical lifestyle choice, especially for new residents.
Author: AXA LuxembourgCreation date : 15/02/2018
According to a study by the site Appartager.com, flat shares in Luxembourg are no longer exclusive to students.
73% of the users of this platform are working professionals. Having become a very attractive financial centre, Luxembourg attracts students from all over the world as well as professionals with international profiles, particularly in the finance and new technology sectors.
This is the case of Juan, a 40-year-old Madrid IT developer who moved to Luxembourg for professional reasons. "As I had accepted a job of a few months, I preferred to flat share until my situation settled down a bit.
My goal is to find a permanent position and then a home", he explains.
For Mélanie, a 36-year-old French woman who arrived in Luxembourg 6 years ago, the choice to flat share was not exclusively economical: "I was coming from Berlin and it seemed to be the easier way to quickly meet people".
What are the advantages of shared housing in Luxembourg?
Faced with a property and rental market under intense pressure in the Grand Duchy, shared housing has become an essential solution.} The first benefit is obviously financial: sharing accommodation significantly reduces costs, whether monthly rent, energy bills or Internet costs.
Beyond the financial aspect, it is a great opportunity on a human level. For the many expatriates and young professionals who move there each year, living in a shared community makes it possible to quickly meet other tenants, avoid isolation and expand your social and professional network as soon as you arrive in Luxembourg.
What are the rules for shared housing?
For shared living to go as smoothly as possible, it must be governed by clear legal and practical rules.} In Luxembourg, all tenants in shared accommodation must be named in the tenancy agreement (a single lease signed jointly or individual room rental agreements). The landlord’s written agreement for subletting or shared housing is essential. In addition, carefully drafting an internal shared housing agreement setting out the precise allocation of obligations (payment of rent, service charges, maintenance and repairs) is essential to protect each housemate and avoid future disputes.
What are the disadvantages of shared housing?
While the experience often proves rewarding, tenants also frequently point to a number of drawbacks. Lack of privacy remains the main drawback, as living spaces such as the kitchen or bathroom are shared. Differences in lifestyle, cleanliness standards and the management of household tasks can quickly become a source of day-to-day tension. Finally, from a legal perspective, the presence of a solidarity clause in the lease means that if one housemate leaves the property without paying, the others must cover their share of the rent.
How do you find shared accommodation in Luxembourg?
Finding the perfect shared accommodation in the Grand Duchy requires using the right search channels. Traditional online platforms and property listing sites have dedicated sections, complemented by very active specialist groups on social media.} When carrying out your search, make sure you plan a realistic overall budget: beyond the advertised basic rent, carefully calculate the monthly charges, the costs of additional services (cleaning, insurance, internet) and the amount of the rental deposit to avoid any unpleasant surprises during viewings and when signing.
Do you need to insure your belongings when living in shared accommodation?
Home insurance is a crucial point that routinely comes up in questions about tenant liability. In Luxembourg, the tenant is legally liable for damage caused to the accommodation (fire, water damage). In shared accommodation, it is therefore essential to take out insurance covering tenant liability. To simplify the process and guarantee optimal cover, AXA strongly advises you to group all flatmates' cover with a single insurer. This avoids complex conflicts of interest and considerably speeds up compensation in the event of a claim.
Insurance plan
How does it work?
Who is it for?
The AXA advantage
The single comprehensive policy(One policy for the accommodation)
The tenancy agreement includes insurance ‘for whom it may concern’. The names of all housemates are listed on it.
Ideal for stable groups of housemates or blended families.
One payment, one point of management, and the certainty that everyone is equally covered.
Individual policies(Each housemate has their own insurance)
Each housemate takes out their own home insurance for their room and their share-of the common areas.
Suitable for shared housing with high turnover (students, interns).
If a housemate leaves, their policy ends without affecting the cover of the other housemates.
15/08/26
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