When Benoît, 32, moved to Luxembourg to work in computer science, his employer automatically enrolled him in the Centre Commun de la Sécurité Sociale luxembourgeoise (CCSS - Luxembourg Joint Social Security Centre).
"At human resources, it was explained to me that they had eight days to do what they had to with Luxembourg Social Security. A few weeks later, I received a card with my 13-digit number. I present this card every time I visit the doctor ".
Benoît is a member of the Caisse Nationale de Santé (CNS - National Health Fund) because he works in the private sector. But there is also a health insurance reserved for civil servants and public sector employees, the CMFEP.
Unlike in France, "There's no need to choose a doctor in Luxembourg" Benoît explains. He can go to any doctor he chooses, whether a general practitioner or a specialist.
The cost is 44.70 euros for a consultation with a GP "All you have to do is send your reimbursement requests by post to the CNS" , Benoît adds. The application must include the originals of the "mémoires d’honoraires", i.e. the medical bills, proof of payment and registration number. The fees are reimbursed fairly quickly.