Your home is your cocoon and we will ensure that you can enjoy it with peace of mind
Your home is the center of your life. It provides a safe haven for you, your family, your dreams, and your passions. It’s where you share family meals, where your children grow up, and where you pursue the things that bring you joy. Be sure to protect it with comprehensive home insurance tailored to your needs!
3 good reasons to choose AXA home insurance
Emergency assistance available 24/7
If you lose your keys, have a water leak or a or roof damage, or if your heating system breaks down AXA Luxembourg will send a professional to your home and cover repair costs.
Immediate rehousing in the event of hardship
If your home becomes uninhabitable following a major incident (for example, a fire) or in cases of domestic violence.
Protection that supports you every day
With the Optihome insurance, in addition to standard coverage such as theft, water damage, fire... you protect your daily life, your leisure activities, your travels, and your digital life.
Find out the price of your home insurance in 2 minutes
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Optihome, insurance suited to your needs
Because each of our clients is different, AXA has developed flexible solutions suited to your needs and home.
Active
The Active package provides cover for the most common risks associated with your home.
Base guarantees
- Fire
- Storm and Hail
- Glass Breakage
- Water Damage
- Electrical Damage
- Civil Liability Building
- Legal Protection Building
- Emergency at Home
- Theft (limited to €5,000)
Privilege
Opt for the Privilège package and choose between the options to tailor your coverage to your needs.
Base guarantees
- Fire
- Storm and Hail
- Glass Breakage
- Water Damage
- Electrical Damage
- Civil Liability Building
- Legal Protection Building
- Emergency at Home
- Theft
4 options to choose from to complete your home insurance package
- Natural events are becoming more and more frequent. This option compensates for damage caused by flooding, landslides, or sewer backup.
Additionally, to cover your unexpected expenses, AXA provides you with an extra payment equal to 10% of the amount of the compensation.
+ E-protection
Online purchase or sharing on social networks, you are increasingly connected from your smartphone, tablet or PC. Protect yourself and your family against cyber-hazards: usurpation of identity, bank card fraud, dispute with an e-trader or attack on the e-reputation.
Our solutions include legal assistance and defense, compensation for damages, and coverage of the costs for cleaning or removing information harmful to your reputation. - Natural events are becoming more and more frequent. This option compensates for damage caused by flooding, landslides, or sewer backup.
Additionally, to cover your unexpected expenses, AXA provides you with an extra payment equal to 10% of the amount of the compensation. - Do you play a sport or a musical instrument? Do you own valuable jewelry? Your skis, bikes, musical instruments (…) are covered in case of damage (fall, impact, etc.) anywhere in the world! We offer different amounts for insuring them.
Choose according to your equipment!
Thanks to this coverage, there is no need to take out multple options; all the belongings that matter to you are covered outside your home. - You want to go on vacation without having to take out insurance for each trip? Take advantage of single insurance policy including cancellation, luggage and valuable support on your trips throughout the year.
Everyone has their own insurance needs
What’s yours?
You’ve just moved to Luxembourg
Short on time and don’t know any tradespeople in Luxembourg? Take advantage of our handyman assistance: plumber, heating engineer, electrician, carpenter, locksmith, handyman… AXA arranges for a professional to help you.
You want a solution that supports your responsible choices
At AXA, we support your ecological choices by automatically covering your solar panel installations and charging stations for electric vehicles. This allows you to adopt a more sustainable lifestyle, knowing that your eco-friendly equipment is protected without extra steps.
You are looking for insurance tailored to young people
Whether you’re a student, a young professional, or just starting your career, AXA offers you the flexibility to choose the level of coverage you need, based on your situation, the value of the items you wish to protect, and your budget. Want to insure your phone against breakage? Your bike while you travel? It’s possible thanks to the OptiHome insurance options.
Domestic violence coverage
Since a home can become just as uninhabitable due to domestic violence as it can due to a fire or flood, we include support services and emergency housing assistance in all our home insurance policies. Under what conditions does AXA offer this coverage? How does our support coverage work? Find all the answers on our dedicated webpage.
MyAXA, your insurance in your pocket
With your MyAXA online account, you can manage your insurance easily online:
• Download your certificates
• View your policy and coverage
• Report and track your claims in just a few clicks, 24/7
Find your insurance advisor
To learn more about our insurance solutions for your home and everyday life, contact your AXA Luxembourg insurance agent.
How do I take out my home insurance?
The 4 steps to take out your home insurance
We offer you a home insurance quote for your apartment in just a few clicks, so you can get an idea of the price online.
Enter information about your home and see your price instantly.
Adjust your coverage, choose your options, and benefit from the expertise and advice of AXA advisors.
Provide your supporting documents (ID, etc.) and confirm your subscription by signing electronically or in person.
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