Motorhome insurance designed with your freedom in mind
Motorhomes give you the freedom to leave when you like and head to the mountains, the coast or down countryside trails, without compromising on comfort. Yet this home from home deserves protection that is just as strong as what it represents: a vehicle, a living space and often, unforgettable memories.
Three good reasons to choose AXA motorhome insurance
24/7 assistance
AXA Luxembourg offers worldwide comprehensive insurance, including breakdown, recovery, medical assistance, travel and luggage, a replacement vehicle and more.
Driver protection
Your safety comes first. We cover you as well as all passengers travelling in your motorhome.
Protection for your property
AXA covers your personal belongings, including multimedia equipment, against theft or loss.
Exclusive offer: 40% off your motorhome insurance!
Request an offerOptiDrive, comprehensive insurance for you and your needs
Just like with your car, you can choose the level of cover for your motorhome that suits your vehicle, its usage and your peace of mind.
Active
The essential plan for hitting the road in compliance with the law: liability insurance, legal protection under traffic law, and breakdown assistance from the first kilometre to protect you, your passengers and third parties.
Base guarantees
- Motor third-party liability
- Basic legal protection
- Accident assistance
- Joker Taxi
Active + mini casco
Toutes les garanties de la formule Active, renforcées par une protection contre l’incendie, le vol, le bris de glace et les forces de la nature. Idéale pour un camping-car de quelques années que vous utilisez régulièrement.
Base guarantees
- Motor third-party liability
- Basic legal protection
- Accident assistance
- Joker Taxi
- Fire
- Animal collision / Natural events
- Glass breakage
- Personal effects (1.000€)
- Replacement cost
- Replacement vehicle
Privilège
Le meilleur niveau de couverture pour votre camping-car. En plus des garanties précédentes, vos dommages sont pris en charge même si vous êtes responsable, avec une indemnisation en valeur à neuf pendant les premières années.
Base guarantees
- Motor third-party liability
- Basic legal protection
- Accident assistance
- Joker Taxi
- Fire
- Animal collision / Natural events
- Glass breakage
- Personal effects (3.500€)
- Replacement cost
- Replacement vehicle
- Material damage
Solutions tailored to your profile
- Benefit from the Privilège plan and its replacement value cover to receive compensation based on the purchase price in the event of theft or total loss during the first few years.
- The Active + Mini Casco plan [EH1.1]offers extremely comprehensive cover for a low-mileage vehicle or one that’s used mainly in the summer months
- More compact than a traditional motorhome, you can enjoy the same plans and cover for your van or converted van, tailored to its usage and its contents.
- If you travel outside of Luxembourg on a regular basis, add the Travel Assistance option – available with home insurance – to your policy. We cover medical costs, repatriation costs and accommodation costs if your vehicle is immobilised.
Services included for travelling with peace of mind
AXA, always by your side:
To make your life easier, your insurance includes a range of assistance services. Drive with complete peace of mind, we're by your side.
Assistance
24/7 assistance in the event of a breakdown, an accident or if you put the wrong fuel in your vehicle, in Luxembourg and in border areas.
Partner network
Benefit from a network of partner garages to repair your motorhome, without having to pay any costs up-front.
Your personal belongings are protected
Compensation for your personal belongings in the event of a burglary, even if the motorhome itself is not stolen.
Our exclusive offer: 40% off your motorhome insurance
We’ve got some good news for you – whichever plan you choose, you can enjoy a 40% discount on the insurance premium for your motorhome when it’s covered as part of your AXA OptiDrive car insurance policy.
Find your insurance advisor
Our advisors are at your disposal to help you build the perfect cover for your motorhome and your travel plans.
Still have questions?
No. A motorhome comes with specific risks (interior design, contents, size), which requires specialist cover. At AXA, you can insure your vehicle through your OptiDrive car insurance policy, tailored to motorhomes, and enjoy a 40% discount on the premium.
The Privilège plan is recommended for newer motorhomes, as you benefit from replacement value and all-risks cover. For older or rarely used vehicles, the Active + Mini Casco plan offers robust cover against theft, fire and glass breakage.
Yes. Depending on the plan you choose, your luggage and personal belongings in the motorhome may be covered in the event of a burglary, even if the motorhome itself is not stolen.
Your motorhome insurance is valid in all the countries listed on your insurance certificate. In the event of a breakdown or an accident abroad, our assistance service will be by your side during the breakdown, recovery and, if necessary, repatriation.
The discount will be applied automatically when you insure your motorhome as part of your OptiDrive car insurance policy with AXA Assurances Luxembourg, no matter which plan you choose.
The premium for motorhome insurance varies depending on several criteria (value, usage, equipment and so on). Contact an AXA agent near you to get a personalised quote.
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