Hybrid and electric vehicle insurance

Plans tailored to your electric or hybrid vehicle 

  • “Green Vehicle” reduction instantly applied to your insurance premium
  • Full cover for the battery and charging cables
  • 24/7 breakdown assistance for EVs included to charge your vehicle with peace of mind
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Car insurance designed to suit your mobility

Choosing an electric or hybrid vehicle represents a strong commitment to the ecological transition. At AXA Luxembourg, we’re by your side offering high-level insurance. We offer enhanced protection for your charging equipment, optimal cover for your battery and exclusive price discounts in return for making a green choice, while guaranteeing you complete peace of mind for all your journeys.

Three good reasons to choose AXA car insurance

  • Green reduction

    AXA values the approach you take towards the planet. If you drive a hybrid or fully electric vehicle, you automatically benefit from a discount on your car insurance.

  • Specialist cover for all things electric

    Your specialist electrical equipment is precious. That’s why your charging cable, your adapters and your car battery are covered against theft, fire and accidental material damage.

  • 24/7 battery breakdown assistance

    Worried about your battery running out? If your battery runs completely dry during your journey, AXA will arrange and handle the recovery of your vehicle to the nearest available charging station, free of charge.

Find out how much your car insurance will cost in 2 minutes

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OptiDrive, comprehensive car insurance for you and your needs

The right cover to protect your car

  • Active

    Essential cover for hitting the road safely in your own vehicle.

    Base guarantees

    • Motor third-party liability
    • Basic legal protection
    • Accident assistance
    • Joker Taxi

    • Breakdown assistance
    • Family and travel assistance
    • Comprehensive legal protection
    • Driver safety
  • Active + Mini Casco

    The ideal compromise to protect your vehicle against everyday risks and safeguard your accessories.

    Base guarantees

    • Motor third-party liability
    • Basic legal protection
    • Accident assistance
    • Joker Taxi
    • Fire
    • Animal collision / Natural events
    • Glass breakage
    • Personal effects (1.000€)
    • Replacement cost
    • Replacement vehicle

    • Breakdown assistance
    • Family and travel assistance
    • Comprehensive legal protection
    • Driver safety
  • Privilege

    All-risks cover for driving with complete peace of mind.

    Base guarantees

    • Motor third-party liability
    • Basic legal protection
    • Accident assistance
    • Joker Taxi
    • Fire
    • Animal collision / Natural events
    • Glass breakage
    • Personal effects (3.500€)
    • Replacement cost
    • Replacement vehicle
    • Bonus protection

    • Material damage
    • Breakdown assistance
    • Family and travel assistance Optional Optional Optional
    • Comprehensive legal protection
    • Driver safety
Download the table of benefits

Plans to suit eco-friendly vehicles

  • Zero emissions and the latest technology. Benefit from optimal battery cover (as part of material damage) and specialist breakdown cover if your battery runs dry for peaceful, hassle-free journeys.
  • Enjoy the best of both worlds, with electric in towns and cities and fuel-powered on longer journeys. Our policy adapts the rate to your dual-motoring capabilities and protects your charging connections in their entirety.
  • Want to combine an electric vehicle and soft mobility? If you are a low annual mileage driver, you can link our ‘low mileage’ offer to your profile to enjoy a significant reduction in your premium.

What happens in the event of a claim?

Axa is here for you.

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  • Replacement vehicle

    If your electric vehicle is immobilised at a garage following a claim, AXA will make a courtesy car available to you.

  • Pick-up & Delivery

    Not got the time to travel? In the event the damage is covered, we will recover your vehicle from a location of your choosing and return it once it has been repaired – clean and fully charged!

  • Assistance

    Got an emergency? Our assistance network consists of electric vehicle specialists. If you suffer a charging fault or are immobilised, we’ll provide 24/7 assistance throughout Luxembourg and across Europe.

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MyAXA

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With your MyAXA online account, you can manage your insurance easily online:
- Download your car insurance card
- View the benefits and services included in your policy
- Declare and track your car claims in just a few clicks

Access MyAXA

Find your insurance advisor

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To learn more about our mobility insurance solutions, contact your AXA Luxembourg insurance intermediary.

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Still have questions?

  • Yes. The battery is an integral part of your vehicle. Under the Privilège plan, the battery is covered in just the same way as the bodywork or engine against impacts, theft and fire. What’s more, if you have a home charging station, this may be insured through your OptiHome home insurance policy.

  • Our Breakdown Assistance option means you’ll never be stuck. AXA will organise the recovery of your vehicle to the nearest fast-charging station or to your home address to ensure you can get back on the road again in no time.

  • No, a box is not necessary. All you need to do is state the vehicle’s mileage when taking out your low mileage insurance policy. A simple solution that respects your privacy.

  • Removable charging cables and adapters essential to the operation of your vehicle are covered against theft and material damage up to €500 in the Active + Mini Casco plan and up to €1,000 in the Privilège plan.