Your classic car deserves cover to match
Your classic car is much more than just a means of getting around: it’s a unique piece full of history and passion. At AXA Luxembourg, we’ve designed a tailor-made plan to protect your jewel in the crown with preferential terms and conditions.
Three good reasons to choose AXA classic car insurance
Valuation and specialist expertise
Benefit from compensation based on the agreed actual value or the official listing for vintage vehicles, ensuring your investment is respected in the event of a claim.
Protection against your vehicle being written off
To preserve the wealth invested in your car, AXA protects your vehicle against it being scrapped automatically (write-off) and allows you to restore your vehicle in the majority of cases.
Specialist assistance 24/7
Breakdown and recovery tailored to old vehicles, including breakdowns during tourist rallies or meets across Europe.
See what you need
Request a quote onlineWhich plan is best for your vehicle?
Build your cover by combining a basic OptiDrive plan with options specifically developed for classic cars:
Active
Benefit from essential mandatory cover to hit the road in compliance with the law for occasional journeys.
Base guarantees
- Motor third-party liability
- Basic legal protection
- Accident assistance
Active + Mini Casco
Ideal for protecting the bodywork and the components of your vintage car that are exposed to the elements.
Base guarantees
- Motor third-party liability
- Basic legal protection
- Accident assistance
- Joker Taxi
- Fire
- Animal collision / Natural events
- Glass breakage
- Personal effects (1.000€)
- Replacement cost
- Replacement vehicle
Privilège
Recommended for high-value vehicles. Top-of-the-range cover to drive with peace of mind, covering all accidental material damage.
Base guarantees
- Motor third-party liability
- Basic legal protection
- Accident assistance
- Joker Taxi
- Fire
- Animal collision / Natural events
- Glass breakage
- Personal effects (3.500€)
- Replacement cost
- Replacement vehicle
- Material damage
An insurance profile for everyone
- For authentic collector’s items. Benefit from an optimised rate calculated based on the reduced usage of your vehicle, with the option of extending the cover to include official parades and historical commemorations.
- For sports cars and iconic models from the 1980s to 2000s. An intermediate plan that allows these vehicles to be valued at a time when their rating on the market is rising sharply among lovers of modern classics.
- If you own a collection of classic cars, AXA offers you degressive rates as from the second vehicle insured at the same address.
What happens in the event of a claim?
AXA will be by your side to help you protect what you’re passionate about.
Exclusive cosmetic service
Does the slightest mark break your heart? Make tiny blemishes, paint chips or small scratches on your car disappear thanks to preferential rates at our approved partners, without affecting your insurance premium.
Preservation rather than a write-off
In the event of a significant claim, AXA will make every effort to save your classic car. Our management process dedicated to classic cars helps us to avoid your vehicle being written off automatically.
Find your insurance advisor
To learn more about our mobility insurance solutions, contact your AXA Luxembourg insurance intermediary.
Still have questions?
At AXA Luxembourg, we make a distinction between two categories:
classic cars whose date of first registration is before 1980, and modern classics that are 15 years old or more.A personalised study allows you to benefit from the best rate tailored to your needs.
The preferential rates for collector’s insurance are calculated based on leisure and recreational use.
For daily journeys in a professional capacity, it is recommended to use a traditional main vehicle or to inform your AXA advisor so they can extend your cover as necessary.
The value of your car is determined by an expert appraisal or based on the official interbank listing for car collections. This will ensure you receive more appropriate compensation than just the residual market value for a second-hand classic car.
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