Car insurance designed for your peace of mind
Your car is like your second home. It accompanies you on all your daily journeys, whether it's taking your children to school, going to work, or getting away at the weekend. Make sure it’s protected with high-quality car insurance.
3 good reasons to choose AXA car insurance
Prevention services included
With Joker Taxi cover, AXA Luxembourg offers you 3 taxi rides a year when you are unable to drive.
Driver protection
Your safety comes first: whether you're at the wheel of your car, a passenger or a pedestrian, our insurance protects you in the event of an accident.
24-hour assistance
AXA Luxembourg offers you breakdown assistance in the event of an accident, breakdown, or even a fuel error.
Find out the price of your car insurance in 2 minutes
Online quoteOptiDrive, comprehensive car insurance for you and your needs
The right cover to protect your car.
Active Plan
Benefit from the essential minimum guarantees, including compulsory third-party liability, which covers damage you may cause to another person.
Base guarantees
- Motor third-party liability
- Basic legal protection
- Accident assistance
Active + Mini Casco Plan
All the key guarantees you need to strengthen your cover in the event of damage to your car.
Base guarantees
- Motor third-party liability
- Basic legal protection
- Accident assistance
- Joker taxi
- Fire
- Animal collision / natural events
- Glass breakage
- Personal effects (1.000€)
- Replacement cost
- Replacement vehicle
Privilege Plan
Drive with complete peace of mind by choosing the highest level of cover against road risks.
Base guarantees
- Motor third-party liability
- Basic legal protection
- Accident assistance
- Joker taxi
- Fire
- Animal collision / natural events
- Glass breakage
- Personal effects (3.500€)
- Replacement cost
- Replacement vehicle
- Material damage
Car insurance tailored to your needs
- The world is changing and your habits are evolving. Cycling, car sharing, public transport, several cars within the household… If you drive less and mainly use your vehicle for short journeys, benefit from our low-mileage offer at an attractive price.
- Afraid of running out of charge? Our insurance offer is designed to meet the needs of your electric vehicle. We cover your battery, your charging cable, and roadside assistance if your car runs out of charge.
Simple, secure, rewarded: at AXA Luxembourg, your commitment to the environment is rewarded with a discount on your insurance. - Whether it's for rallying, leisure drives or just for the fun of it, you won't be using it as you would a conventional car. Classic vehicles often require extra care for maintenance and repairs. You may be wondering: "Should I insure my classic car if I only use it for a few days a year?” The answer is: yes.
What happens in the event of a claim?
AXA, always by your side:
To make your life easier, your car insurance includes a number of assistance services. Drive with complete peace of mind, we're by your side.
Replacement vehicle
Need to get around when your car is in the garage? We'll lend you a car while you need it for repairs, in the event of an accident, theft or even a breakdown. Convenient, right?
Pickup & Delivery
If your car is still drivable after an accident, our service providers will collect it at the place and time of your choice. A replacement vehicle will be delivered to you on the spot. Your car will then be returned to you repaired and cleaned – wherever and whenever you wish.
Assistance
Our priority? Helping you in an emergency. For example, if you and your family are stranded after an accident while leaving for holiday, or if your car won’t start. Contact AXA Assistance 24 hours a day, 7 days a week, including weekends and public holidays.
MyAXA
With your MyAXA online account, you can manage your insurance easily online:
- Download your car insurance card
- View the cover and services included in your policy
- Declare and track your car claims in just a few clicks.
Find your insurance advisor
To learn more about our mobility insurance solutions, contact your AXA Luxembourg insurance intermediary.
Still have questions?
For a young driver in Luxembourg, the price of insurance may vary depending on your experience, the type of car and where you live. A good track record and appropriate cover can help reduce the premium. Don't forget to compare several quotes to find the best deal!
Your Motor insurance is valid in all the countries listed on your insurance certificate. Your "Civil Liability" cover therefore insures against all property damage and personal injury caused to third parties in these countries. Note that local legislation will apply to determine liability and compensation. In addition, if you have taken out the Family & Travel Assistance option via our OptiDrive car insurance, we will cover you when you travel anywhere in the world: medical assistance, search and rescue, medical expenses up to €150,000, repatriation, assistance in the event of theft or loss of luggage, etc.
Opting for fully comprehensive insurance (the Privilege plan of AXA OptiDrive car insurance) means giving yourself every chance to drive with complete peace of mind. It is best suited to new vehicles. When you drive a new car, it is generally more beneficial to be fully compensated in the event of an accident than if you are driving an older vehicle. The other criterion for choosing the right cover for your vehicle is obviously the cost of your car. Classic or collectible cars with a high market value will therefore also require comprehensive insurance cover.
No, not at all. When you take out your car insurance, all you need to do is declare the number of kilometres on your car's odometer.
Pay-per-kilometre car insurance is ideal for people who own one or more cars but do not drive them regularly. This is the case, for example, for people who have two cars but only use one on a daily basis. If you live in a city and mainly use your car at weekends because you make do with public transport during the week, kilometre-based insurance is also a good option for you.
In certain circumstances, your motor insurance and cover are no longer valid. Among other things, damage or accidents caused by:
intoxication (blood alcohol level above the legal limit),
being unfit to drive,
committing serious speeding offences,
driving without the licence required by law or during races not authorised by the authorities,
or damage that is not accidental, such as normal wear and tear.
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