Your freedom deserves the best protection
Are you a motorcycle or scooter enthusiast, a lover of custom bikes, roadsters or café racers? Would you like to feel the full power of your engine with complete peace of mind? Drive carefree despite unforeseen road conditions. You have the ideal cover with the AXA OptiDrive Motorcycle insurance
4 good reasons to choose AXA motorcycle insurance
Whether it's for your daily commute or an exhilarating drive, AXA Luxembourg protects you and your motorcycle or scooter, whatever the engine size (50cc, 125cc, 500cc, 1200cc, ...).
Assistance service included
Not fit to get back on the road? With Joker Taxi, AXA Luxembourg offers you a taxi ride home 3 times a year.
Replacement cost
At AXA Luxembourg, motorcycles less than 12 months old benefit from compensation at replacement value for 36 months, for optimum protection in the event of a loss.
Motorcyclist protection
Victim of an accident or attempted theft? As a two-wheeler driver, you are protected against bodily injury, permanent disability and death.
Equipment protection
Your equipment and personal items such as mobile phones / GPS / suitcases are covered up to €1,500 in the comprehensive package.
Request a motorcycle & scooter insurance quote
Filling out the formWith AXA OptiDrive Motorcycle insurance, find the combination of cover that suits you best
Tailor-made packages and additional options that optimally meet your needs and your passion Do you ride an electric two-wheeler? In the event of an electrical failure, you are covered by breakdown assistance and your charging cable is covered.
Classic Formula
Benefit from essential minimum cover, in particular compulsory civil liability, which covers any damage you may cause to another person
Base guarantees
- Third party liability
- Legal protection
- Accident Assistance
Mini-comprehensive package
In order to best adapt to the use of 2-wheelers, we then offer to supplement the basic cover with one or more of the following additional cover(s)
Base guarantees
- Third party liability
- Legal protection
- Accident Assistance
- Fire
Theft
Animal collisions and natural disastersFull-comprehensive package
Benefit from the most comprehensive cover, as well as equipment and personal items such as mobile phones, GPS devices and suitcases, which are covered up to a maximum of €1,500
Base guarantees
- Third party liability
- Legal protection
- Accident Assistance
- Fire
- Animal collisions and natural disasters
- Theft
- Material damage
Options make all the difference
- The "Driver Protection" option covers you in the event of an accident or attempted theft on two wheels, even if you are at fault, for bodily injury, permanent disability or death.
- Your vehicle is refusing to start? Benefit from the assistance of a breakdown mechanic in the event of running out of fuel, misfuelling, battery failure, puncture or loss of keys.
- If you find yourself embroiled in a dispute, take advantage of the Comprehensive Legal Protection assistance. Thanks to this option, your expenses for the resolution of the dispute will be covered up to €40,000.
How much does OptiDrive Motorcycle & Scooter insurance cost?
Cover at all prices! Below are examples of the annual rates for insuring a BMW motorcycle and a Harley-Davidson motorcycle with basic cover and additional cover for a driver profile with a -3 bonus (excluding costs and tax):
CHOICE OF COVERAGE
Material Damage
with deductible of €400
CHOICE OF COVERAGE
Material Damage
without deductible
BRAND: BMW
Model: R 1250 GS
Capacity: 1.254
KW: 100
Price: €20.000
Basic coverage:
Civil liability, legal protection, accident assistance
€ 112 € 112 Additional coverage:
Fire, theft, collision with animals and force of nature
€ 120 € 120 Additional coverage:
Material damage
€ 375 € 500 TOTAL PREMIUM € 607 € 732 CHOICE OF COVERAGE
Material Damage
with deductible of €400
CHOICE OF COVERAGE
Material Damage
without deductible
🏍️ BRAND: Harley-Davidson
Model: Road Glide
Capacity: 1.868
KW: 66
Price: €30.000
Basic coverage:
Civil liability, legal protection, accident assistance
€ 112 € 112 Additional coverage:
Fire, theft, collision with animals and force of nature
€ 180 € 180 Additional coverage:
Material damage
€ 563 € 750 TOTAL PREMIUM € 855 € 1042
What happens in the event of a loss?
To make your life easier, your motorbike insurance includes a range of assistance services. Drive with peace of mind, we're here to support you. As part of your OptiDrive Motorcycle insurance, you are eligible for the AXA Assistance services:
Comprehensive assistance in case of emergency:
• Breakdown service, towing, repatriation
• Medical and legal assistance
• Travel and baggage assistance
• Replacement vehicle (car)Available 24/7:
The service is available 24 hours a day, 7 days a week
All over the world
MyAXA, your customer space that makes life easier
As an individual customer, whether you have a motor, home, health or other insurance policy, the MyAXA customer space gives you an overview of all your policies and access to services that make your day-to-day life easier. Activate it now!
Find your insurance advisor
In each region of the Grand Duchy of Luxembourg, an advisor is on hand to offer you his or her services and expert advice on insurance solutions.
Our advice for motorcycles
Mobility15/02/2022What are the most magnificent motorbike rides in Luxembourg?
With spring just around the corner, you will soon be able to get back in the saddle of your two-wheeler to roam the gorgeous Luxembourg countryside. F…
Read more
Mobility15/05/2022Inspecting your bike after its winter hibernation: checklist
The sun is starting to shine, the temperatures are rising, and you're looking forward to getting back on your motorbike! But beware, if your bike has …
Read more
conseil05/11/2024What to do if your motorcycle, motorbike or scooter gets stolen in Luxembourg?
Your motorbike or scooter has disappeared, been stolen or broken into? Find all the useful information for a fast response.…
Read more