Climatic events such as floods can cause significant damage to your home and all its contents. These risks are not usually covered by your basic home insurance.
The Sérénité + Option will allow you to be covered against climatic events, to protect your home as well as your furniture.
Protect your home against floods and natural hazards:
By taking out the Sérénité + Option of your OptiHome home insurance, you protect your home against the following risks:
Rainfall and flooding:
- Flooding, overflow or sewer backup due to rising water or heavy rainfall.
- Water run-off
- Torrential rains that cause landslides or subsidence
Your home and possessions are covered for damage caused by earthquakes.
To cover your unforeseen costs, AXA pays out an additional indemnity equal to 10% of the total amount of the indemnities.
Take out the Sérénité + option:
To add the Sérénité + option to your OptiHome home insurance, contact your AXA Luxembourg agent or apply online.
My OptiHome home insurance
My home Insurance OptiHome
Glass breakage, water damage, emergency repairs or damaged multimedia devices - with your AXA household insurance you are optimally protected.
Flooding: how to prepare for it?
Whether in flood-prone areas or not, a house, a ground-floor apartment or a cellar are at risk of flooding in the event of torrential rains. Mudslides, rising waters, overflowing sewers... How do we prepare for these?
Contact an AXA agency
An advisor is available in every region of the Grand Duchy to offer you his services and his well-informed advice about insurance solutions.